Meet the Team

Charles Rosen

President and CEO

Charles P. Rosen is local and nationally known in the areas of employee benefits and financial consulting.  Charles also co-hosts a talk radio program on local AM radio stations from time to time on various topics.  As a Past-President of the California Association of Health Underwriters, he spends time talking about health care reform and its fiscal impact on Government and Business.  He sits on various Business and Consumer Advocacy Committees for local Chambers of Commerce.

For over 15 years CPR Financial & Insurance Services, Inc. has taken a creative approach to putting together solutions for businesses and individuals that will not only be more cost effective, but save you time in administration and keep you compliant in today's ever changing landscape.

With sound and prudent advice, CPR has weathered some of the most turbulent times in most peoples' lifetimes with virtual flying colors.  We understand that investing is a marathon, not a sprint.  We work with our clients as a team, keeping our clients' needs first.  Managing your investments in this volatile environment, we are here to take care of you, our valued clients. 

Charles earned his degree from Otterbein College, known as one of the top private colleges in the country. He is a Past President of the Ventura County Association of Health Underwriters, and has served on various board of directors for the Boys and Girls Clubs and Youth Baseball Leagues.

Charles and his wife Andrea have three sons and live in Prosper, Texas.

Vincent Lombardo

Investment Advisor Representative

Vincent Lombardo has been working in the financial services industry for 19 years.  He holds multiple licenses in both insurance and securities including the Series 65 and General Lines Insurance products including life and health.  He is licensed to transact business in Texas, Florida, South Carolina and Pennsylvania.

Vincent started his career in South Florida as a registered rep for a national broker/dealer and expanded into the property and casualty arena.  The agency was expanded to multiple locations and in 2010 Vincent sold his interest to relocate to North Texas to concentrate on the advisory business.

He has since become a leader in the small to mid-sized business retirement planning space, specializing in 401(k) construction and most other business sponsored plans.  His decision to join CPR Financial and Insurance Services was based on the outstanding leadership and industry knowledge of Charles Rosen.  CPR Financial allows our clients to be nimble no matter what market conditions exist.

Vincent studied economics at Broward College and has kept a spotless record of acting in his client’s best interests.
 
Vincent and his wife Christina have two children and reside in Frisco, Texas.

Manuel Menendez

Investment Advisor Representative

Manny Menendez has been involved in the financial services industry for over 27 years.  He has extensive knowledge in most financial topics due to the fact that he has been licensed in the mortgage, real estate, securities and a few other financial areas over his career. He currently holds multiple licenses in both insurance and securities including the Series 65 and General Lines Insurance products including life and health.  
 
Manny has mastered the Financial Planning arena and believes in the “client first” approach. Manny’s main focus is making sure that his clients get the best service and the best products for their needs by using his vast experience and knowledge acquired over his 27 years of serving his thousands of clients. His focus and specialty is helping clients achieve their goals in financial planning whether they are a family getting their finances in order or a small or large business seeking to develop a retirement strategy for their employees.
 
His decision to join CPR Financial and Insurance Services, Inc. was based on the outstanding leadership and industry knowledge of Charles Rosen.  CPR Financial allows our clients to be nimble no matter what market conditions exist. Manny also runs and operates the Doral, Florida CPR Financial & Insurance Services, FL Branch Office.
 
Manny studied and received his degree in Finances from Florida International University and Miami Dade College and has kept a spotless record of acting in his client’s best interests for over 27 years.
 
Manny and his wife Yoly have one son and reside in Miami Beach, Florida.

Amy Hall

Investment Advisor Representative

Amy Hall is a TX licensed life insurance agent and is also an accounting/tax professional with more than 18 years of experience. Her experience includes a diversified portfolio of task including client monthly write-ups, financial statements and creating and processing payroll accounts. She is also well versed in preparing and filing personal and corporate tax returns.

Amy earned her Bachelor of Science in Accounting while attending the University of South Florida, where she was also a member of Beta Alpha Psi, an international honor organization for accounting, finance and information systems students.

Amy gained versatile experience while working for an international company handling the payroll for over 100 employees nationwide. She has also been responsible for over 20 different clients and their payroll services: processing payroll schedules, preparing and filing payroll tax forms as well as setting up direct deposits and other employee benefit packages.


Amy along with Chris, her husband, and 2 daughters live in Little Elm, TX

Paul Ramirez

Sr. Independent Agent

Paul Ramirez has been in the insurance industry for 4 years.  He has the experience and knowledge of commercial, personal and life insurance as a captive and independent agency owner.  He has been licensed in mortgage and real estate and now assists clients in California and Texas with their personal and commercial insurance needs while working closely with the CPR Advisory team in preparation of his securities license.

Paul firmly believes in “doing what is best for the client” and educating how to use insurance as part of their financial planning.  Paul specializes in transforming insurance needs to work as one with financial needs and retirement goals.  As an independent insurance agent, he believes in the power of choice, and leveraging that choice to help clients organize risk management solutions that provide growth and opportunity.  Paul aims to ensure our clients have adequate asset protection that guards their portfolios from unexpected events.

Paul has an MBA and BS in Business Management and has served on numerous boards and committees while coaching competitive baseball for more than 15 years.

Paul has 3 children and lives in Frisco, Texas.

877-431-6997 (toll-free)

877-624-1145 (fax)

Corporate Mailing Address: 5000 Eldorado Parkway, Ste. 150, Frisco, TX 75033

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TX DOI License #2019174, CA DOI License #0D32917, Main Offices 212 E. Broadway Street, Prosper, TX 75078

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